Fair Debt Collection–What You Shouldn’t Do

If you’re on the receiving end of harassing or otherwise inappropriate collection activity, there are a number of things you should do.  There are also a number of things you shouldn’t do.

  • Do not, under any circumstances, provide your banking information or account numbers to anyone over the telephone.
  • Do not, under any circumstances, set up monthly automatic payments with a debt collector.
  • Do not, under any circumstances, provide your Social Security Number over the telephone.
  • Do not put your faith in any individual or company that refuses to provide you with debt verification documentation through the mail or who don’t want provide you with a mailing address, you should immediately become concerned.
  • Do not trust any collector who claims to be a detective, agent, investigator or who claims any other title that implies affiliation with a law enforcement organization.
  • Do not believe anyone who tells you they will immediately issue a warrant for your arrest or who will have you arrested at your place of work if you don’t make a payment.

Don’t allow yourself to become a victim of intimidation, harassment and other illegal collection activities.  Protect your interests and your rights by calling or contacting the Marks Law Firm.

Our initial consultation is completely free.  Under federal and Iowa law, the debt collector must pay your attorney fees and court costs if they break the law.  Put simply, you don’t need to pay us to help you.  Our fees come from any settlement we receive in your case or any judgment awarded by the court.

Stand up against illegal collections activity.  Contact us today to discuss your situation.

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