Sample Dispute and Verification Letter
(Collection Agency Address)
Re: (your name)
(account number or reference number)
(original creditor, in known)
(alleged amount owed)
DEBT DISPUTE / CEASE AND DESIST
To Whom It May Concern:
Please be advised that this is a dispute letter. I dispute the account and balance owed as referenced above. This letter is also in response to your initial correspondence dated ______. Please, within 30 days of receipt of this letter, provide me with verification of the alleged debt. Please include a detailed accounting and itemized valuation of how you came to the amount due. Please also provide the name and address of the original creditor.
Please also be advised that you are not authorized to contact me by telephone or any references you may have on my account. I will only accept communication via US Mail.