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(515) 276-7211

Meet The Bankruptcy Experts At Marks Law Firm

Whether you need a foreclosure attorney, consumer protection lawyer, uncontested divorce lawyer, or bankruptcy expert, Marks Law Firm is here to help.

The team at Marks Law Firm in Des Moines has served Iowa for over eighty years! That’s almost a century of serving the community of Des Moines and its surrounding areas. You can be assured that when it comes to your bankruptcy needs, our attorneys and support staff will work diligently to get the best outcome.

While Marks Law Firm is famously the best place to consult for bankruptcy, we are also experts specializing in foreclosure law and consumer protection law with a history of great success. On top of all that, our team is also equipped to resolve uncontested divorce. If you have a case falling into any of these practice areas or any questions concerning your unique situation, don’t hesitate to get in contact via phone or email, whichever is most convenient for you!

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What Are Some Bankruptcy Options Available In Iowa?

Those who are struggling with debt may be able to find relief through Chapter 13 bankruptcy. This process involves creating a repayment plan approved by the court and can be a good option for those who have a steady income. For individuals who do not have a stable income or who wish to completely eliminate unsecured loans, credit card debts, or medical bills, a chapter 7 bankruptcy lawyer from Marks Law Firm may be the most useful option.

Continue reading to get a better idea of all the bankruptcy options you have with Marks Law Firm in Des Moines, lA. We also help with foreclosure and consumer protection!

Will I Lose Everything If I Go Bankrupt?

There are many myths and misconceptions about bankruptcy. One common belief is that you will lose all of your possessions if you declare bankruptcy. However, this is not the case. Federal and state laws protect certain assets, such as your home, from creditors in bankruptcy proceedings. The exemption amount and types of exempt assets vary from state to state. In Iowa, for example, your home is often exempt regardless of its value.

As long as your property is less than half an acre within city limits or 40 acres outside of city limits, you can protect it with bankruptcy. In addition, up to $7,000 in equity in a motor vehicle may also be exempt. There are other exemptions available to those filing for bankruptcy in Iowa. To know all the exemptions you may qualify for, it’s necessary to speak with a skilled bankruptcy lawyer before you attempt to file for bankruptcy alone.

Bankruptcy In Iowa: Will You Need A Lawyer?

Technically, it’s possible to file bankruptcy without professional representation. However, it’s strongly recommended that you work with an experienced Des Moines lawyer to resolve your financial troubles. Not only will it save you stress in the short-term, but it can avoid serious long-term implications if you make a mistake. Filing “pro se” means that you file a bankruptcy case without the assistance of a bankruptcy attorney.

Bankruptcy is a serious process that should not be taken lightly. If you choose to file for bankruptcy without the help of an experienced attorney, you will be held to the same high standards as those with extensive experience and a license to practice Iowa bankruptcy law. This means that ignorance of the law will not excuse any mistakes made in your bankruptcy case, and you could be charged with perjury if you are found to have lied (or made a mistake) in your filings.

How To Find Us?

Address: 4225 University Avenue, Des Moines, lA 50311

Phone: (515) 276-7211 (I Offer Free Consultation On Phone)

Office Hours:
Office Hours:

MON - THU (8am - 4pm)
FRI (8am - 3pm)
SAT - SUN (Closed)

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Please fill out the form below with any questions, concerns or reviews and we will reach out as soon as we can. We look forward to hearing from you!

Frequently Asked Questions

Bankruptcy is a legal process that gives individuals and businesses the opportunity to have their debts forgiven in a couple of different ways. It is a federal court matter and can be a financial fresh start for those facing financial difficulties.
A Chapter 7 bankruptcy is for those who have no ability to pay back their debts. It is often referred to as a “liquidation bankruptcy” or a “straight” bankruptcy because it discharges any amount of debt.
A Chapter 13 bankruptcy is for those who are struggling to manage their debt and need help in restructuring their payments. When filing a Chapter 13, our office will use your income and expenses to determine a feasible repayment plan that usually includes better repayment terms such as 0% interest. This means that you will repay some or all your creditors over a period of 36-60 months. All your payments will be combined into one and the only person that you will be responsible to is your bankruptcy trustee. This means that your creditors cannot foreclose on your house, garnish your wages, or contact you to collect debt.
Foreclosure is a legal process where a lender or creditor will attempt to recover an amount due on a loan by taking ownership of the collateral property and selling it to pay off the mortgage loan.
Consumer protection is the act of protecting consumers from unfair and illegal practices in the marketplace. Consumer protection laws are designed to hold sellers of goods and services accountable when they seek to profit from their consumers' lack of information or bargaining power. Our office specifically focuses on Debt Defense and Illegal Debt Collection Lawsuits.
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