Each situation is unique, and we will not know if you qualify for a Chapter 7 until we meet you with you for an initial consultation. With that said, we will first look at your income and monthly expenses. That generally gives us a good idea of if you qualify for a Chapter 7.
A Chapter 7 requires you to be below a certain income or to pass a test created by congress to determine whether you can be expected to pay back your debts with any disposable income.