What are some examples of illegal debt collection practices?

Illegal debt collection practices come in many different forms. Some examples include:

Debt collectors cannot harass you by:

• Threatening you
• Using obscene or profane language
• Repeatedly calling you

Debt collectors cannot lie to you by:

• Telling you that you owe a different amount than what you actually owe
• Pretending to be an attorney or from the government
• Telling you that you will be arrested
• Claiming that they will take legal action against you if it’s not true

Debt collectors cannot treat you unfairly by:

• Trying to collet interest, fees or other charges on the amount you owe unless the original contract or law says they can
• Depositing a post-dated check early
• Publicly revealing your debts

For more information, please contact our office for a free consultation or refer to the Federal Trade Commission’s Consumer Information website at:https://www.consumer.ftc.gov/articles/debt-collection-faqs#collection.