What if I have already filed a Chapter 13 bankruptcy?

If you have already filed and received a discharge from a Chapter 7, 11, or 12, then you can file a Chapter 13 after 4 years.

If you have already filed and received a discharge from a Chapter 13 then you can file another Chapter 13 after 2 years.

Even if you don’t believe you are eligible to file another bankruptcy, you still may want to visit with Marks Law Firm to discuss your options. We work in the areas of collection defense, consumer protection, and foreclosure defense. Our consultations are free and we can help.