What if I have filed bankruptcy before?

Just because you have filed a bankruptcy before, does not mean that you are unable to file another. There is no limit on how many bankruptcies you can file, but there is a limit on how frequently you can file them.

• If you have previously received a discharge from a Chapter 7 bankruptcy, you can file another Chapter 7 after 8 years (from the date of filing your prior Chapter 7
• If you have previously received a discharge from a Chapter 13 bankruptcy, you can file a Chapter 7 after 6 years.

Even if you do not think you are eligible to file again, schedule a free initial consultation to discuss your options! There are oftentimes many options that could help.