What is the timeline for a Chapter 7 bankruptcy?

The process of a Chapter 7 takes, on average, 90-120 days to be complete from the date of filing. How quickly you can file your bankruptcy after your initial appointment with us is entirely up to you and your individual situation. The steps to filing a bankruptcy and receiving a discharge are as follows:

1. Schedule an initial appointment with one of the attorneys at our office.
2. Sit down with our experienced attorneys to determine the right course of action for you.
3. Gather necessary documentation and information for the bankruptcy filing.
4. Schedule your bankruptcy signing date.
5. Come into our office to go over and sign the paperwork to file your bankruptcy petition.
6. Roughly 30 days later – Meeting of Creditors or 341 Hearing where the trustee will ask you simple questions.
7. Roughly 60-90 days later – Your debts are discharged and your fresh start beings!